Business Insurance

We offer affordable options for employers whether you have a few employees or hundreds. If you are looking to reduce costs, or considering moving from your current plan, contact us for a free evaluation of your existing coverage.

Few business owners realize that Long Term Care has tax-favored benefits. Long Term Care can be offered to a group of key employees, funded with tax qualified premiums and retain benefits that are entirely income tax-free.

Group Life Insurance is a low-cost employee benefit which can have a major impact on an employee's family. Employer-sponsored group term life insurance is a value-added benefit that can be purchased in a variety of ways.

Short Term Disability (STD) provides your employees with benefit payments that help offset lost income should they become disabled due to sickness or illness. Benefits can be provided based on a predetermined percentage of salary for specific period of weeks.

Long Term Disability (LTD) provides your employees with replacement of their income in the event of a total disability caused by an injury or illness. Long Term Disability coverage usually is designed to pick up when short term disability benefits cease. Our benefits specialists can help you forge a competitive, low cost plan.

We offer a variety of health/life/risk group insurance plans to meet the unique needs of both large and small businesses. Group insurance plans help employers create a healthier workplace and can help attract and retain top talent.

Voluntary plans complement an employer's benefit package by rounding out different types of coverage. Accident Plans, Cancer Plans and others offer your employees the option to use or pass on additional benefits.

Key Man Insurance is simply insurance on the key person in the business. In a small business, this is usually the owner, the founders or key personnel. These are the people that are crucial to the success of the business.